St. Bernice: Housing & Real Estate
The median St. Bernice home is valued at $92,700 (estimated market value runs 8% higher at $100,262), with median rent $-666,666,666. Homeownership rate: 100.0%. That's 1.1× below the Vermillion County median ($99,400); 2.0× below the Indiana median ($189,322). Market is warm. Vacancy rate 26.8%. A municipal building code is in effect.
- -0.0× annual income — home value vs. household income (vs Indiana 2.6×).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $92,700 — 0.5× the Indiana median ($189,321). Median rent $-666,666,666/month. homeownership rate 100.0% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.1× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Poverty Rate | 3.8% |
| Fair Market Rent · Studio rent | $859 |
| Fair Market Rent · One-bedroom rent | $864 |
| Fair Market Rent · Two-bedroom rent | $1,094 |
| Fair Market Rent · Three-bedroom rent | $1,312 |
| Fair Market Rent · Four-bedroom rent | $1,535 |
| Fair Market Rent · HUD FMR area | Terre Haute, IN HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $100,262 |
| Median Home Value | $92,700 (vs Indiana $189,322) |
| Median Rent | $-666,666,666 (vs Indiana $972) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 26.8% |
| Housing Market · Price Appreciation 2Yr | 11.6% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 362 |
| Electricity · Electricity rate (¢/kWh) | 14.77¢/kWh |
| Electricity · Customers | 3,056,216 |
| Electricity · Revenue Millions | $4,880 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 63% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 100.0% |
|---|---|
| Median Year Built | 1976 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12