St. Meinrad: Housing & Real Estate
St. Meinrad homes sell at a median $315,200 (estimated market value runs 45% higher at $455,880), with median rent $629 (1.1× below Spencer County median $715; 1.5× below Indiana median $972). Homeownership rate: 62.5%. That's 1.9× higher than the Spencer County median ($168,200); 1.7× higher than the Indiana median ($189,322). Market is warm. Vacancy rate 34.9%. A municipal building code is in effect.
- 6.0× annual income — home value vs. household income (vs Indiana 2.6×).
- 41.8 years to break even renting at the median (vs Indiana 16y).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
- Median rent 34% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $315,200 — 1.7× the Indiana median ($189,321). Median rent $629/month. homeownership rate 62.5% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 6.0× |
|---|---|
| Affordability · Home Affordability | expensive |
| Affordability · Rent Pct Income | 13.5% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 39.5% |
| Affordability · Poverty Rate | 15.0% |
| Affordability · Property Tax Pct Income | 1.9% |
| Fair Market Rent · Studio rent | $659 |
| Fair Market Rent · One-bedroom rent | $729 |
| Fair Market Rent · Two-bedroom rent | $956 |
| Fair Market Rent · Three-bedroom rent | $1,330 |
| Fair Market Rent · Four-bedroom rent | $1,382 |
| Fair Market Rent · HUD FMR area | Spencer County, IN |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $455,880 |
| Median Home Value | $315,200 (vs Indiana $189,322) |
| Median Rent | $629 (vs Indiana $972) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 34.9% |
| Housing Market · Price Appreciation 2Yr | 54.7% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 90.2% |
| Broadband · Broadband-capable premises | 286 |
| Electricity · Electricity rate (¢/kWh) | 14.77¢/kWh |
| Electricity · Customers | 3,056,216 |
| Electricity · Revenue Millions | $4,880 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 93% |
| Mobile Home Parks Detail · County total | 4 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 1 |
|---|---|
| Ev Charging · Public Stations | 1 |
| Ev Charging · L2 Ports | 2 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 62.5% |
|---|---|
| Median Year Built | 1950 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12