DunkirkHousing & Real Estate
Housing in Dunkirk centers on a median value of $81,100 (estimated market value runs 18% higher at $95,932), with median rent $700 (1.1× below Jay County median $770; 1.5× below Indiana median $1,062). Homeownership rate: 72.0%. That's 1.4× below the Jay County median ($117,500); 2.7× below the Indiana median ($218,200). Market is warm. Vacancy rate 21.2%. New construction makes up 4.4% of stock. 2 nursing facilities on file. A municipal building code is in effect.
- 1.8× annual income — home value vs. household income (vs Indiana 3.2×).
- 9.7 years to break even renting at the median (vs Indiana 16y).
- 4-BR rent is 2.3× a studio — rent gradient by unit size.
- Median rent 26% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $81,100 — 0.4× the Indiana median ($211,400). Median rent $700/month. homeownership rate 72.0% — above the U.S. share of ~65%.
| Fair Market Rent · Studio rent | $685 (vs Indiana $959) |
|---|---|
| Fair Market Rent · One-bedroom rent | $766 (vs Indiana $1,082) |
| Fair Market Rent · Two-bedroom rent | $956 (vs Indiana $1,317) |
| Fair Market Rent · Three-bedroom rent | $1,268 (vs Indiana $1,612) |
| Fair Market Rent · Four-bedroom rent | $1,555 (vs Indiana $1,744) |
| Fair Market Rent · HUD FMR area | Blackford County, IN |
| Fair Market Rent · Fiscal year | FY2026 |
| Median Home Value | $81,100 (vs Indiana $211,400) |
| Median Rent | $700 (vs Indiana $1,096) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Facilities (2)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Indiana median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Indiana median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Indiana median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 48.7% (vs Indiana 74.7%) |
| Broadband · Broadband-capable premises | 1,233 |
| Electricity · Electricity rate (¢/kWh) | 14.77¢/kWh |
| Electricity · Customers | 3056216 |
| Electricity · Revenue Millions | $4,880 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% (at Indiana median) |
| Mobile Broadband · 5G mobile coverage | 100% (at Indiana median) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed unknown
Other
| Homeownership Rate | 72.0% (vs Indiana 61.9%) |
|---|---|
| Median Year Built | 1954 |
Sources: U.S. Census Bureau, ACS 5-Year DP04 · Census ACS 5-Year 2023 · Refreshed 2026-04-12